For relevant sectors and delivery models, URPC implements prepaid smart metering integrated with mobile money, enabling disciplined collections and transparent repayment behaviour. This structure is designed to protect cashflow predictability and support lender underwriting.
• Customer energy access is linked to monthly instalment payment through a prepaid metering mechanism.
• Payments are processed via mobile money, reducing collection friction and enabling clear transaction audit trails.
• The metering logic can be configured to allocate receipts into defined buckets (e.g., energy service, O&M, financing instalment), depending on the project structure and lender requirements.
URPC contracts include defined enforcement measures to protect asset and revenue integrity, including:
• Disconnection clauses triggered by payment default (subject to agreed cure periods and sector-specific protections)
• A structured notice and cure workflow to ensure procedural compliance
• Repossession pathway and asset recovery provisions built into the contract documentation, supporting lender step-in and recovery processes where applicable
To strengthen lender confidence in financed deployments, URPC offers a buy-back guarantee mechanism for lenders in the event of customer default, subject to contract terms and agreed conditions. The buy-back valuation follows an agreed depreciation schedule:
• 2.5% annual depreciation applied to the recoverable asset value
This mechanism is intended to reduce downside risk and support credit committee comfort, particularly in sectors where customer credit profiles vary but the underlying energy economics remain strong.
The collections and enforcement model is supported by:
• Meter and payment system logs suitable for audit and dispute resolution
• O&M and performance records from the Command & Control Centre (where applicable)
• Clear delineation of responsibilities between URPC, the customer, and the financing counterparty
The information on this page is provided for general, non-binding informational purposes only and does not constitute an offer, solicitation, financial advice, legal advice, or a commitment to provide financing or enter into any transaction. Any commercial terms referenced (including metering, repayment, enforcement, buy-back mechanisms, and service levels) are indicative and subject to project-specific due diligence, contractual documentation, applicable regulatory and utility requirements, and final approvals by URPC and relevant counterparties.
